We understand the dedication it takes to achieve your financial milestones, and we are here to support you with expert advice and personalised solutions tailored to your unique needs.
Buying a home in Brisbane is more than a transaction; it’s a milestone. Whether you are eyeing a heritage Queenslander in Paddington, a new build in North Lakes, or a family home in Augustine Heights, the property market here moves fast. In a market this competitive, the financing you secure is just as important as the offer you make.
However, the traditional banking system is rigid. Did you know that industry data suggests nearly 40% of home loan applications submitted directly to banks are rejected or stalled? That is a staggering number of dreams put on hold because of a “computer says no” mentality.
As your dedicated Mortgage Broker in Brisbane, we operate differently. By leveraging access to over 60+ lenders (double what most standard brokers offer) and using a rigorous pre-assessment process, we have achieved a 99.% loan approval success rate.
We don’t just find you a loan; we build a strategy that gets you to “Yes.”
This guide covers everything you need to know about securing a mortgage in Brisbane, how to beat the banks at their own game, and why thousands of locals are switching from bank branches to STRUD Finance.
Vs
Product Access
Interest Rates
Credit Score Impact
Legal Duty
Approval Speed
Cost to You
Buying a home or refinancing involves a lot of math. But you don’t need a degree in finance to figure out where you stand. Use our free calculators to get a clear picture of your budget, repayments, and borrowing power in seconds.
The big question: How much can I get? Before you start scrolling through real estate listings, find out what the banks are likely to lend you. Get a realistic estimate of your borrowing power based on your income and expenses.
Plan your life, not just your loan. Can you handle the mortgage and still enjoy your weekend coffee? See exactly what your weekly, fortnightly, or monthly repayments will look like so you can budget with confidence.
Don’t get caught out by the hidden costs. Stamp duty is the biggest upfront cost outside of your deposit. Use this tool to calculate exactly how much government tax you’ll need to budget for based on your state and property value.
Is breaking up with your lender worth it? Thinking about switching to a better rate? Find out if the switch is actually worth the effort. This tool weighs up the costs of refinancing against your potential long-term savings.
Turn your deposit into a purchase price. You know how much you’ve saved, but what does that buy you in the current market? We factor in your deposit, potential loan, and likely fees to show you the maximum property price you should be targeting.
Our free, no-obligation Loan Health Check is designed to ensure you’re making the most of your current financial arrangements. We will review your existing loan, compare it against current market offerings, and identify opportunities for you to save money or secure better terms. Whether it’s a lower interest rate, more flexible repayment options, or additional features, we’re here to help you optimise your loan.
Discover potential savings by identifying lower interest rates or better loan terms.
Gain access to loans with more flexible repayment options or additional features that suit your needs.
Ensure you’re not overpaying or missing out on better deals in the market.
Receive tailored recommendations based on your unique financial situation and goals.
Keep up to date with the latest market trends and options available to you.
Optimise your financial strategy and improve your overall financial well-being.
Understanding your borrowing capacity is a crucial step in your financial journey. Our Borrowing Capacity Calculator provides a quick and easy way to estimate how much you can borrow for your next home.
We understand that no two clients are the same. That’s why we offer tailored solutions that align with your specific needs and financial situation.
We believe in clear and honest communication. Our brokers explain every step of the process, ensuring you understand your options and make informed decisions.
We’re not just here for one transaction; we aim to build long-term relationships with our clients. Our goal is to support you throughout your financial journey, providing continuous advice and assistance.
Our team comprises experienced professionals who bring a wealth of knowledge to every client interaction. We stay updated with market trends and regulatory changes to provide you with the best advice.
We understand that no two clients are the same. That’s why we offer tailored solutions that align with your specific needs and financial situation.
There are lots of good reasons why more than half of Australians now use a broker to secure a home loan. Probably the most important one that is we work for you, not the banks. We speak to you first to find out what you need, and then we use our knowledge of the market to better negotiate with the lenders. Then we get a range of options before we work out which one is right for you, not what’s right for the lenders.
STRUD Finance was founded by two friends, Adi Hebbani and Jordan Strudwick, who shared a vision of making financial services more accessible and client-focused. With a passion for helping people achieve their financial goals, Adi and Jordan combined their expertise and values to create a brokerage that puts clients first.
Since its inception, STRUD Finance has grown into a trusted partner for individuals seeking personal loans, car loans, and mortgages. Our commitment to providing expert advice, personalised solutions, and transparent communication has set us apart in the industry. We pride ourselves on building long-term relationships with our clients and supporting them throughout their financial journeys.
More than half of Australians choose brokers to secure home loans for a reason. The most compelling one is that we work for you, not the banks. We start by understanding your needs, then leverage our market expertise to negotiate with lenders on your behalf. We present you with a range of options and help you select the best one for your situation, not the lender’s interests.
